Automobile Insurance Rate
Monday, November 28th, 201112 News Investigate: Auto Insurance Rates
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Cheap Insurance for Your Home, Automobile, Health, & Life: How to Save Thousands While Getting Good Coverage $24.95 By several measures, insurance for you, your family, your home, and your car continues to rise at the fastest rate in our history. In 2005 (the latest year data are available), total national health expenditures rose 7.9 percent – more than three times the rate of inflation. Nearly 50 million Americans are uninsured for healthcare. According to Insurance Information Institute projections, the aver… |
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Actuarial Modelling of Claim Counts: Risk Classification, Credibility and Bonus-Malus Systems $89.99 There are a wide range of variables for actuaries to consider when calculating a motorist’s insurance premium, such as age, gender and type of vehicle. Further to these factors, motorists’ rates are subject to experience rating systems, including credibility mechanisms and Bonus Malus systems (BMSs).Actuarial Modelling of Claim Counts presents a comprehensive treatment of the various experienc… |
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Bonus-Malus Systems in Automobile Insurance (Huebner International Series on Risk, Insurance and Economic Security) $170.03 Most insurers around the world have introduced some form of merit-rating in automobile third party liability insurance. Such systems, penalizing at-fault accidents by premium surcharges and rewarding claim-free years by discounts, are called bonus-malus systems (BMS) in Europe and Asia. With the current deregulation trends that concern most insurance markets around the world, many companies … |